Servicer tricks during modification

What is MERS? An Explanation of MERS and Foreclosures

What Does MERS Have To Do With The Mortgage Crisis?

DefenseHomeLOS ANGELES FORECLOSURE ATTORNEYS EXPERIENCED IN QUIET TITLE AND BANKRUPTCY.Providing the support homeowners need to get past debt

If you got a loan between 2004 and 2009, chances are you got a toxic loan that has become hard to pay. If youve tried on your own to get a loan modification, you know how powerless your lender can make you feel. On the telephone, someone promises you that all you need to do is stop paying your mortgage and you can get a modification. After you stop paying, they avoid your calls and foreclose on you. You may have reached out for help and encountered the many scams that prey on desperate borrowers. If you need an advocate with skill and integrity, we are Advocate Legal and we are here for you.

AtAdvocate Legal, we are driven by a desire to give power back to the powerless, to help homeowners defeat the big banks that try to take advantage of you and to get justice for every client. At Advocate Legal, each potential client gets a free initial consultation with an experienced litigator that will tell you in 15 minutes if you have a case against your lender. If litigation isnt the right solution, well work with you to create an individual strategy to stop foreclosure and stabilize your payments. With compassion and communication, we provide clients with the knowledge and power they need to overcome financial troubles and stop foreclosure. We offer representation to individuals and families in both state and federal court throughout all of California, including San Bernardino, Riverside and Los Angeles counties.

There is no better feeling for the attorneys atAdvocate Legalthan winning peace of mind for our clients. Lead attorney and firm founder Susan M. Murphy began her career as a human rights attorney helping political and religious refugees gain asylum and now, atAdvocate Legal, she helps borrowers gain financial freedom. AtAdvocate Legal, we strive to help each client experience this feeling of success and safety.

Ourforeclosure litigation attorneysare dedicated to providing relief by explaining your options, including:

Litigation if there are lender violations such as breach of contract, fraud, negligence or statutory violations.

Litigation or a complaint to the Consumer Financial Protection Bureau may be a way to get a loan modification with a lower interest rate and/or principal reduction.

Bankruptcy may be the right option if you simply need to reorganize your debt.

A refinance may be the right solution if you have equity in your property; a short sale may be the right solution if you dont have equity.

Our skilled lawyers specifically tailor every recommendation to your individual situation and goals.

Comprehensive evaluation the first step to resolution

After your initial free consultation, our attorneys will begin by personally conducting a comprehensive evaluation to determine the best course of action for you based on your individual case. Our evaluation includes a thorough investigation of your real property debt(s), including all relevant documents recorded against your property with the county recorder since the day you purchased or refinanced, and a review of all lawsuits, bankruptcies and liens.

Our attorneys will also review your current deed of trust or mortgage, your promissory note, prior loan modification agreements, trial payment plans and all communications with your lender or servicer. After a thorough analysis combined with a personal interview, we will help you determine if there are sufficient lender violations to begin a lawsuit or whether a refinance, a sale, a loan modification, a consumer complaint or a bankruptcy may be the best option.

At Advocate Legal, we understand the power of litigation as leverage against your lender. We never hesitate to litigate with skill and precision against big banks that refuse to do what is right. Our track record includes many successful cases. We postpone foreclosure sales effectively, when necessary, however ourbankruptcy lawyerswill never advise bankruptcies or lawsuits when they only offer a temporary solution. We postpone foreclosure sales effectively, when necessary. At Advocate Legal we are committed to focus on each individual clients needs, goals, budget and circumstances to develop a strategy for a long-term financial solution that actually relieves the clients financial burdens.

Contact attorneys with a history of success

At Advocate Legal, we offer prompt, reliable service and are committed to returning all calls and emails as soon as possible, usually within 24 hours. Our office is conveniently located in the Miracle Mile District near the corner of Wilshire and LaBrea in Los Angeles, with ample parking available. Our hours are Monday through Friday, 9 a.m. to 6 p.m. We also offer weekend and evening appointments if needed and free 15-minute consultations on Saturday from 1 p.m. to 5 p.m. For more information about how you can benefit from our skills and experience,contact us onlineor call 800.846.0390 FREE today.

Informational VideosOFFICE LOCATIONAdvocate Legal

Advocate Legal is located in Los Angeles, California and serves clients in and around Woodland Hills, Wilmington, Harbor City, Carson, Torrance, San Pedro, Long Beach, Compton, Gardena and Los Angeles County.

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